PRIVACY POLICY

Compass Risk Advisors, LLC

Compass Risk Advisors, LLC (“Compass Risk Advisors,” “we,” “us,” or “our”) respects the privacy rights of individuals who visit, use, and interact with this website and any related online portals we operate (collectively, the “Site”). We treat your Personal Data with care and have implemented this Privacy Policy (“Policy”) to describe our data collection and use practices.

This Policy explains the types of information we collect, how we use that information, how it is shared, and the choices you have regarding your Personal Data. As used in this Policy, “Personal Data” includes any information that identifies you directly or indirectly, such as your name, contact information, account details, online identifiers, or other factors relating to your personal, commercial, or professional identity.

By accessing or using this Site, you agree to this Policy. If you do not agree, please discontinue using the Site. Each time you use the Site, the current version of the Policy will apply.

If you have any questions regarding our privacy practices, please refer to the contact information at the end of this Policy.

1. Personal Data Collection Practices

A. Types of Personal Data Collected and Purpose for Processing

When you use this Site, Compass Risk Advisors may collect information:

Provided by You directly through forms, account creation, quote requests, contact submissions, or email correspondence.
Automatically Collected based on your use of the Site (e.g., analytics, browser details, device information).
Collected via Cookies or similar technologies.

You may choose not to provide certain Personal Data, but some features of the Site or services we provide may be unavailable if you do so.

We only process Personal Data when legally permitted, including when:
• you provide consent (which may be withdrawn),
• it is necessary to perform a contract or provide a requested service,
• required by law,
• necessary to protect vital interests,
• necessary for our legitimate business interests (unless overridden by your rights), or
• necessary to prevent fraud, crime, or security risks.

Compass Risk Advisors may share Personal Data as outlined in this Policy, as permitted by law, or with your consent. Personal Data may also be transferred if Compass Risk Advisors undergoes a merger or corporate transaction.

B. Uses of Personal Data

Compass Risk Advisors may use your Personal Data for the following purposes:

1. Aggregate/Analytics Information

We collect general usage data to measure traffic, understand user needs, and improve the Site.
We use cookies to track visits and interactions. Cookies are not used to identify individuals unless otherwise stated.

You may disable cookies through your browser, but some features of the Site may not function properly.

2. Quoting, Registration, and Participation Information

We may collect Personal Data to:
• process insurance quotes, applications, and service requests;
• set up or maintain an account;
• facilitate participation in Compass Risk Advisors programs, newsletters, or service offerings;
• provide compliance information or respond to customer inquiries.

We may share necessary information with insurance carriers, partners, and service providers to complete transactions.

3. Products, Services, and Survey Information

We may collect Personal Data to provide insurance policies, service products, or to conduct surveys that help improve customer experience. Survey information may be shared with third-party vendors supporting our operations.

4. Claims, Risk Management, and Legal Compliance

Personal Data may be collected to support claims, proof of insurance requests, underwriting, billing, compliance reviews, and other insurance-related activities.

5. Email Correspondence

Personal Data contained in emails or other communications may be stored and used to respond, provide service, or improve our offerings.

6. Public Listings or Directories (If Applicable)

If Compass Risk Advisors offers any agent-locator or directory service in the future, information submitted for those purposes may be displayed publicly or shared.

C. Sources and Recipients of Personal Data

1. Collection from Minors

Our Site is not directed toward children under age 13, and we do not knowingly collect Personal Data from children. If we become aware that such information was collected, we will promptly delete it.

2. Personal Data About Others

If you submit Personal Data about another individual—for example, when requesting a quote for someone else—you represent that you have their consent to do so.
We may also receive Personal Data from insurance carriers, business partners, service providers, analytics companies, or other trusted third parties.

3. Personal Data Provided to Third Parties

Compass Risk Advisors may share your Personal Data with:

• insurance carriers, brokers, service providers, and business partners;
• third-party vendors supporting site analytics, marketing, payment processing, IT, or policy management;
• legal authorities where required;
• parties involved in business transitions (e.g., merger or acquisition).

All third parties that receive Personal Data are expected to maintain appropriate privacy and security practices.

2. Other Practices and Procedures

A. Links to Other Websites

This Site may contain links to third-party websites. Compass Risk Advisors is not responsible for their privacy practices. We recommend reviewing their policies before providing Personal Data.

B. Social Media Features

Interactions with social media widgets or integrations are governed by the privacy policies of the companies providing them.

3. User Rights

A. Access, Amend, or Delete Your Data

You may request to access, correct, amend, or delete your Personal Data by contacting us at:

Email: support@compassriskadvisors.com
Mail: Compass Risk Advisors, LLC
Attn: Privacy Department
2834 Eagle Run Cir E

Clearwater, FL 33760

We will respond within 30 business days.

B. Marketing Preferences

By using our Site, you may receive marketing emails or service announcements. You may opt-out at any time by clicking “unsubscribe” in any marketing communication or by contacting us at the email address above.

4. Additional Information

A. Security

We implement reasonable administrative, technical, and physical safeguards to protect your Personal Data. However, no method of Internet transmission is completely secure.

B. Storage

Personal Data is stored on secure third-party servers located in the United States.

C. International Users

If you access this Site from outside the United States, you understand your information may be transferred to and processed in the United States, and may be subject to U.S. law enforcement access.

D. Retention

Compass Risk Advisors retains Personal Data only as long as necessary for business purposes or as required by law.

E. Policy Validity

If any portion of this Policy is found invalid, the remainder remains enforceable to the fullest extent permitted by law.

F. Privacy Inquiries

For questions about this Policy or Compass Risk Advisors’ privacy practices, contact: